Terms of Use

By accessing or using this website, the user agrees to these Terms of Use. If the user does not agree, the user should not use the website.

These terms apply only to use of the website. Any advisory relationship, fiduciary appointment or professional engagement must be governed by a separate written agreement, mandate, appointment or engagement letter.

The website provides general institutional information about Ilifa Capital Partners, its advisory positioning, service architecture, contact process and general editorial insights.

The website is not designed to provide personalised advice, to receive urgent instructions, or to create a professional or fiduciary relationship.

Use of this website, submission of a contact form, receipt of an automated confirmation, or communication through website contact details does not create:

• an advisory relationship;
• an attorney-client relationship;
• an accountant-client relationship;
• a fiduciary relationship;
• a trustee, executor or nominee appointment;
• a financial advisory relationship; or
• a tax advisory relationship.

A relationship may arise only where Ilifa and the relevant person or entity have completed the required onboarding, approvals and written engagement documentation.

Website content is provided for general information and institutional context. It may not be appropriate for a user’s specific facts, jurisdiction, family circumstances, tax position, estate planning needs, governance structures or religious considerations.

The website content does not constitute any of the following:

• Legal advice
• Tax advice
• Investment advice
• Financial advice
• Accounting advice
• Fiduciary advice
• Religious or Shari'ah advice
• Any other professional advice tailored to a person's circumstances

Ilifa uses reasonable care in presenting website information, but does not guarantee that the website, content or any referenced information will be complete, current, uninterrupted, error-free or suitable for a particular purpose.

No website content should be understood as a guarantee of legal, tax, fiduciary, financial, estate, succession, governance or religious outcomes.

Users should obtain advice from appropriately qualified professionals before making decisions based on succession, estate planning, fiduciary, tax, accounting, financial, governance or religious matters.

Where a matter involves more than one professional discipline, users should ensure that the relevant advisers are properly coordinated and instructed.

Any content relating to Islamic succession planning, Shari'ah-aligned wills or Islamic estate administration is general information only. Religious interpretation may differ between scholars, schools of thought, families and circumstances.

Ilifa does not hold itself out through this website as a religious authority, Shari'ah certifier or scholarly body. Independent religious advice should be obtained where appropriate, together with legal and tax advice applicable to the relevant jurisdiction.

Unless otherwise stated, the website content, design, structure, copy, images, logos, trade marks and other materials are owned by or licensed to Ilifa Capital Partners or the relevant rights holder.

The Ilifa name, logo, monogram and brand assets may not be copied, altered, used, reproduced or displayed without prior written permission. Final ownership and licensing records for all brand and website assets should be confirmed by the business.

Users may view the website and print or save a reasonable copy of a page for personal, non-commercial information purposes, provided that the content is not altered and all notices remain intact.

Users may not:

• use the website unlawfully or fraudulently;
• interfere with website security or operation;
• attempt to gain unauthorised access to systems or data;
• copy, scrape or reproduce substantial website content without permission;
• misrepresent Ilifa, its services or its relationship with any person;
• submit malicious code, spam or misleading information; or
• use the website in a way that infringes the rights of Ilifa or any third party.

Ilifa may change, suspend, withdraw or restrict access to the website at any time. While reasonable efforts may be made to operate the website securely, Ilifa does not guarantee that the website will be free from vulnerabilities, viruses or harmful components.

Users are responsible for using appropriate safeguards when accessing websites, downloading material or communicating electronically.

The website may link to third-party websites or resources. Such links are provided for convenience only and do not imply endorsement, control or responsibility for third-party content, policies, security or availability.

To the extent permitted by South African law, Ilifa will not be liable for loss arising from use of, inability to use, or reliance on the website or its general content.

This limitation is intended to operate only within the bounds of applicable law. Nothing in these Terms excludes liability for fraud, wilful misconduct, gross negligence where it cannot lawfully be excluded, or any liability that may not be excluded under applicable South African law, including where the Consumer Protection Act applies.

This section should be reviewed by South African legal counsel before publication to confirm enforceability in the intended context.

Personal information is addressed in the Privacy Policy. Users should avoid submitting highly sensitive information through the initial website enquiry form.

Ilifa may update these Terms of Use from time to time. The updated version will apply from the date it is published on the website, unless a different date is stated.

These Terms of Use are governed by the laws of the Republic of South Africa. Subject to any mandatory law that applies, South African courts will have jurisdiction in relation to disputes arising from website use.

These Terms of Use, together with the Privacy Policy and any legal notices published on the website, form the website-use agreement between the user and Ilifa. They do not replace any separate written engagement agreement.

Website enquiries may be sent to advisory@ilifacp.com.